Got questions about Auto Insurance?

We have the answers to make your purchase an educated & stress-free one!

Auto Insurance Questions

Auto Insurance can be a stressful purchase. SureGo is here to answer your questions and make the process of buying Auto Insurance easy and worry-free!It is easy to become overwhelmed when it comes to Auto Insurance. SureGo has compiled some basic questions and answers to some of the most frequently asked questions we get. Don't see what you are looking for here? Give one of our agents a call and let them answer your questions and guide you to purchasing the right policy.

Click on any of the headings below and your answer will display below each question.

The proper definition of Auto Insurance is: An agreement in which a person makes regular payments to a company and the company promises to pay money if the person is injured or dies, or to pay money equal to the value of something (such as a house or car) if it is damaged, lost, or stolen.

The easier and better understood definition is Auto Insurance is the best way to avoid out-of-pocket damages after an accident.
YES! All drivers in the United States are required to have Auto Insurance. Many states have different minimum requirements so it is important to check with the Department of Motor Vehicles in the state you will be driving for requirements in that states.
Some of the states will require an International Driving Permit (IDP) in addition to a valid license from your own country. Check with the Department of Motor Vehicles in the state you will be driving for requirements in that states.
Once you receive a U.S. driver's license, you can drive anywhere in the U.S. Driving laws in each state differ; it is your responsibility to know and obey the laws of the state where you are driving.
Holiding auto insurance is not just a requirement, but also the best and most effective way to protect yourself should you be involved in an accident. Auto Insurance also protects you from uninsured motorists (if you choose for your policy) should you be involved in an accident with a motorist who does not have protection. The costs associated with a motor vehicle accident can be absorbent and holding insurance is a necessity when it comes to operating a vehicle in the United States.
This really differs and is also up to you, the driver. Each state has minimum requirements for Auto Insurance. That being said, there are many optional and additional coverages you may want to select to insure that you are covered in many different ways. You have options for higher coverage limits, uninsured motorists (the other car is not insured), property coverages, gap coverages (to pay for your entire auto loan/lease), and medical payments coverage in case you are hospitalized. Your agent or coverage details letter will explain these in detail. If you have questions before purchasing, feel free to contact us!